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A major change to the federal estate tax exemption is creating a new planning conversation for financial advisors and their high-net-worth clients. Beginning in 2026, the federal estate and gift tax basic exclusion amount increased to $15 million per individual, up from $13.99 million in 2025. For married couples, careful planning may allow up to $30 million of combined exemption. For some clients, that change could significantly reduce potential federal estate tax exposure. It also

Healthcare is becoming one of the biggest financial challenges facing retirees. According to Fidelity Investments’ latest Retiree Health Care Cost Estimate, a 65-year-old retiring today can expect to spend an average of $185,500 on healthcare throughout retirement, a 7.5% increase from 2025.* And that figure does not include long-term care. For advisors, the takeaway is clear. Preparing clients for retirement means thinking beyond investment returns and identifying additional sources of liquidity that can help cover

Healthcare is one of the largest and most unpredictable expenses clients may face in retirement. A retirement plan can account for housing, travel, everyday spending, and portfolio withdrawals, but an unexpected health event can quickly change the financial picture. When that happens, families may be forced to make important financial decisions at exactly the wrong time. For financial advisors, the opportunity is to have these conversations before a crisis occurs. At Abacus Life, we believe

Abacus Global Management is making the case that the most important number in retirement is not how much a client has saved, but how long that money needs to last. In a recent Fox Business interview, Chairman and CEO Jay Jackson said individualized lifespan data should be the leading factor in asset allocation, and that most plans today barely account for it. Jay illustrated the problem with a familiar scenario. Two 65-year-olds with similar savings

Market volatility has become a defining feature of today’s financial landscape. From shifting interest rates and inflation concerns to geopolitical uncertainty and market swings, investors are navigating an environment where stability can feel increasingly difficult to find. For financial advisors, this has led to a growing focus on one critical planning priority: liquidity. At Abacus Life, we are seeing more advisors rethink how they approach liquidity planning and explore nontraditional assets that can provide clients